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In-Network Insurance Plans

As a patient, it's important to know how dental insurance works when it comes to in-network and out-of-network providers. If a dental practice is in-network with your insurance plan, it means that they have an agreement with your insurance company to provide dental services at a discounted rate. This can help you save money on your out-of-pocket expenses for dental care. On the other hand, if you choose to go to an out-of-network provider, they do not have a contract with your insurance company and may charge you higher fees for the same dental services. This could result in unexpected costs that are not covered by your insurance plan. To help you make informed decisions about your dental care, we've listed the specific insurance companies Magnolia Modern Dentistry is in-network with. This way, you can easily determine if your insurance is accepted by the practice and whether you can receive discounted rates for your dental services. By understanding your dental insurance coverage and choosing an in-network provider, you can save money on your dental care and avoid unexpected costs.

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Aetna

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Assurant

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Noah Patterson

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Tess Anderson

Dental Insurance
Frequently Asked Questions (FAQ) 

How does dental insurance work?

Most dental insurance plans work on a fee-for-service basis, meaning that in exchange for a certain fee that you pay monthly (the premium), you are eligible for savings on the dental services that contribute to good oral health. You will have to pay a certain amount of money out of pocket for restorative care before you meet your deductible, once this is met your dental insurance benefits will take effect. 
 

After this occurs, you may be eligible for anywhere from $1,000 to $1,500 worth of dental care in the calendar year. Unused benefits do not roll over from one year to the next with most dental plans. We can help you be strategic in using your benefits to help stretch them to their full potential.

What does dental insurance cover?

While your coverage may vary slightly depending on what you pay as a monthly premium, most coverage works like this. Preventive services, like checkups and cleanings (2 per year) and X-rays are fully covered. You will be eligible for around 20% of the cost of treatments under basic restorative care, like fillings and extractions. You may need to pay around 50% of the cost for more advanced restorative treatments. Elective procedures, like cosmetic dentistry, are usually not covered by dental insurance. Our team will perform a verification of benefits to find out just what you are eligible for from year to year.  

What is the difference between an In-Network and Out-of-Network Dentist?

We are pleased to be in-network with a number of popular dental insurance providers. But whether our office is In-Network or Out-of-Network, we will always work hard to make sure your dental insurance is utilized to its fullest potential by verifying your plan, filing every claim and following up until payment is received. This will help keep your out of pocket cost to a minimum.

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Still have questions about insurance?

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